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How can consumer-directed accounts support vertically integrated health care?






BenefitWallet is one administrator who can support a strategic relationship with a health system planning to vertically integrate.

BenefitWallet™ is one administrator who can support a strategic relationship with a health system planning to vertically integrate.

Health care is changing in more ways than you can count. One particular change is the centralization of ownership and management of the health care supply chain. This change will transform the traditional roles of payers and providers.

This vertical integration encourages voluntary cooperation among payers and providers to achieve the mutual benefits of lower cost, improved service quality, and more effective health management.

Vertically integrated health care is evident in a number of emerging delivery models, such as integrated health systems, patient-centered medical homes, and accountable-care organizations (ACOs). These new delivery models all assume greater financial risk for the costs of health care, so payers are considering reconfiguring some of their functions to support the goals of vertically integrated health care.
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Flexing your financial muscles – Part 4 of 5 – Retirement readiness: Tools are powerful, but context is key






Are you taking advantage of company match incentives? Photo: Shutterstock

Are you taking advantage of company match incentives? Photo: Shutterstock

 

We all know that as employees progress through their careers, their investment portfolio mix should change. In addition, retirement readiness means they need to take advantage of financial vehicles outside of the typical personal savings and 401(k) plans — options such as Health Savings Accounts (HSAs), life insurance, and long term care insurance.

As it stands today, expecting individual employees to be able to understand all the educational materials can be a challenge. As an employer, you need to give them the context behind “why” these tools are important to them.
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